Here are some of the Personal Finance Articles in our library

Young Adult Financial Checklist
For young adults, it’s often easier to avoid personal finance issues and adopt a "pay-as-you-go" attitude. However, the path is a lot smoother with a roadmap, or checklist of basics.

How To Give Wisely
If you find yourself motivated to give to others in need, you're not alone. Over 70% of American households give to charity. Here are some ideas that can help you be smart about the way you give.

Taming Your Tax Records
One of the best income tax strategies you can employ is to keep accurate tax records.

Merits of Home Ownership
Once you understand the considerable benefits of owning a home, you might feel encouraged to take that first step. Here are just a few of the reasons why buying a home can really pay off.

Job Hopping and the 401(k)
The average employee changes careers seven times during their working life. What you do with your 401(k) can have profound effects upon your retirement nest egg.

Understanding Employee Stock Options
More than ten million employees received stock options in the year 2000. Despite being touted as the currency of the new economy, they have actually been around a long time.

Investing by Asset Allocation Models
While not exciting as riding the wild stock market swings, asset allocation can make your ride smoother and more often profitable.

Old Rules Worthy of a New Year
Whether it’s New Year’s Eve or the first day of summer, it can’t hurt to promise yourself you’ll get into better fiscal shape. Here are some basic personal finance exercises to help trim financial flab.

Only 65 - You Can't Retire Yet
Most people use age 65 as their retirement date because for decades that was when you became eligible for full Social Security benefits. Now, that has changed.

Saving for College
A college education can be the single largest expense a family has after buying a home. Here are some savings ideas that can help you prepare.

The Three Faces of Debt
If you’re like most Americans, you probably carry some debt. Find out how to stay on the right side of "good" debt.

Common Life Insurance Mistakes
Life insurance can be pretty straightforward for many people, but the larger your estate the more likely you’ll use life insurance for estate tax and business purposes. That’s when things get complicated and mistakes are made. Here are some common mistakes to avoid.

Help for Caregivers
Over 54 million Americans who provided care to an elderly, disabled or chronically ill friend or relative last year. If you are in this situation, here is some help you can use.

Bond Basics
Ever wonder why when the stock market takes a beating, bonds tend to rally? It's all about Bond basics.

No Fear Finance
Discover the steps you can use to take the fear out of managing your finances.

Checking Out Your Credit Report
In almost every case, when you approach a lender for money, they will order a copy of your credit report. Here is what you need to know.

Compulsive Spending
As our world gets more complicated, shopping replaces other favorite hobbies. Don't let the numbers on your credit card bills outstrip those on your paycheck.

Protect Yourself Against Fraud
There is one basic tenet of personal finance - the best way to make money is to carefully manage what you have now. In terms of consumer protection, that means not spending it on products or services that you aren’t fully informed about.

Diversify Your Risk With Mutual Funds
The rewards of stock ownership can be tremendous, but a bit risky. Its best to scatter your nest egg around. The easiest way to diversify is through mutual funds.

Flexible Spending Accounts
If you’re interested in paring down your tax bill, and who isn’t, there’s a fringe benefit for employees that deserves a closer look.

Long Engagements Worth the Wait
Love can make people do strange things. How do you know if the person you’re about to wed is looking not deep into your soul, but into your bank account?

Avoid Scholarship Scams
With college tuition costs rising at astronomical rates, it's the wise parent who shops for financing help. A few words of caution, however, if you're looking into scholarship or financial aid services. Scams abound.

Online Auto Sales
The Internet has become a key tool in the consumer car-buying process. Here are some reasons why.

Protecting Retirement Assets
If you think your retirement assets are safe from creditors' claims, you’re only partly right.

Cost Benefits of Telecommuting
In this era of rising energy costs, one faction of the work force relatively unconcerned about rising fuel costs are teleworkers.

Handling Sudden Wealth
While many of us can dream, there are those that actually do inherit large sums of money. Whether anticipated or unforeseen, what they all face with this new financial status are unexpected challenges.

Tools for Avoiding Probate
There are two simple and inexpensive techniques you could use to pass on some financial assets to heirs without going through probate.

What To Do In a Volatile Stock Market
Discover what steps you should take in a volatile stock market.

Who Needs Long Term Care Insurance
Most of us don’t want to burden our children, or become impoverished in our later years. A long-term care policy can help preserve dignity and wealth, if purchased at the right time.

Online Shopping Tips
Armed with information on your consumer rights online, you can increase your chances of an enjoyable and productive visit to cyberspace. 

The Work - Family Balancing Act
It’s easy to lose your balance these days, trying to juggle a career, family and finances. Find out how to get your balance back.

Protecting Against Inflation
Even a low inflation rate can take it toll over time.

Estate Planning With The Roth IRA
There’s a dimension of the Roth IRA that you don’t hear too much about.  While most people concentrate on the value of the Roth as a retirement savings tool, they overlook it’s other attractive aspect -- the effect it has later on the estate.

Where Does The Money Go?
One of the first steps in getting ahead financially is to examine your money habits. Find out where you are and where you are going.

Teens Flunk Finance
High school students across the know less than their colleagues did three years ago, according to a survey by the Jump$tart Coalition for Personal Finance Literacy.